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Balance Transfer Credit Cards With 0% For 6 Months
Below are 6 month 0% APR balance transfer credit cards. Though many consumers prefer the flexibility and cushion of 12 month interest free terms, if other aspects of the offer (low teaser rate, strength of the rewards program, etc.) are enticing enough for you to dismiss the length of the 0% term, then you may want to apply for that card.
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- A Miles card with no annual fee!
- No blackout dates.
- Double Miles on food and travel, up to $3,000 each year.
- 1 Mile for every $1 you spend.
- Unlimited Miles while your account is active.
- 0% Intro APR*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
| 0% |
6 Months* |
10.99% |
$0 |
Yes |
Good |
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| Capital One® Classic Platinum |
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- Buy what you've been dreaming of and pay no interest until June 2009 on purchases.
- Save with a low non-intro variable APR, currently 14.9%
- Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping
- Know you are protected with $0 fraud liability if your card is ever lost or stolen
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
| 0% |
Until June 2009 |
14.9% |
$19 |
Yes |
Average |
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0% APR For 6 Months: Is This A Good Deal?
As a general rule, applying for a balance transfer credit card with a 0% term for only 6 months is not advised. There are however exceptions to this rule. If you are to do this, there should be another extremely appealing aspect of the new card. Examples of this may be an enticing rewards program or a no fee offer. In both scenarios, it is still advised to apply for a 6 month 0% apr balance transfer credit card if you are able to pay down a majority of the balance during the interest free grace period. Failure to do so can result in unnecessary costly accrual of interest especially when dealing with larger balances.
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