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Balance Transfer Credit Cards For Students All of the below offers are balance transfer credit cards for college students. You will notice that none of the offers below come with introductory terms for more than 6 months. This is because students are viewed as the highest risk group for payment default due to the high expenses associated with education costs and the fact that most traditional students are in low-income brackets with limited credit histories. If you are an exception to this, you may apply for 12 month 0% APR balance transfer credit cards.
| Citi® mtvU Platinum Select® Visa® Card for College Students |
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- 0% APR* for 6 months on purchases, cash advances and balance transfers
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
- Earn 1 ThankYou Point for every dollar you spend on all other purchases.
- Earn 25 ThankYou Points for paying on time.
- 250-2000 ThankYou Points twice a year for maintaining a good GPA.
- Redeem points for gift cards, MTV events, and airline tickets.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
| 0% |
6 Months |
12.99% |
$0 |
Yes |
Good |
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| Discover® Student Card - Monogram Collection |
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- Earn more cash in more ways than anyone else.
- Unlimited cash rewards, automatically.
- Up to 20% Cashback Bonus® when you shop online.
- Double rewards with more than 100 Cashback Bonus Partners.
- Customer Service in less than a minute, anytime you want.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
| 0% |
6 Months |
16.99% |
$0 |
N/A |
Good |
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| Discover® Student Card |
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- Earn more cash in more ways than anyone else.
- Unlimited cash rewards, automatically.
- Up to 20% Cashback Bonus® when you shop online.
- Double rewards with more than 100 Cashback Bonus Partners.
- Customer Service in less than a minute, anytime you want.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
| 0% |
6 Months |
16.99% |
$0 |
N/A |
Good |
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